1-888-509-9394 or 905-864-9020 calgary@retireathome.com

Because of today’s advanced technologies in health care, the chances of living past 100 are greater than ever! Its time to insure yourself for the long-term care you will likely need.

 

long term care insurance calgaryThat being said, many are misinformed about the levels of health care provided by the government, especially when it comes to senior citizens.

In reality, the government is not required to cover assisted living. Though support for struggling families is always available, often only a portion of the costs will be covered. This means that families will have to pay out of pocket for a significant portion of the costs associated with a long-term care.

What is long-term care insurance?

Long-term care insurance provides financial protection and support should you become unable to care for yourself, whether because of chronic illness, disability, cognitive impairment, or other age-related conditions.

Long-term care plans cover the costs of nursing homes and chronic care facilities, or the costs of a home care provider.

Two forms of long-term care plans exist. The first offers reimbursements for expenses that fall under eligibility requirements, and the second offers a pre-determined monthly benefit amount in the form of an income style plan.

Most plans include a waiting period before your benefits will become payable. Common waiting periods are between 30-90 days.

The life and health insurance industry works alongside the public healthcare system by providing long-term care insurance for its citizens. Long-term care insurance is offered by many life and health insurance companies in Canada.

Contact us today for a Free Nurse Assessment or to find out more about the costs associated with long-term home care.

Contact us to Speak with a Home Care Specialist!

Read Our Reviews

Celebrating over 20 years of award-winning service!

home care association logos

Retire-At-Home Calgary|1816 Crowchild Trail NW, Suite 700, Calgary, Alberta, T2M 3Y7|Phone: 403-239-2558